Bills · Became law
Pensions
The bill has been signed off by the King and is now law.
In plain words
This law changes how workplace pensions are run. It aims to give members more information and choices, combine small pension pots into bigger ones, and let some schemes pay surpluses back to employers.
Summary drafted by AI, checked by Jonathan on 4 Oct 2026. Source: Parliament Library briefing.
Official title: Pension Schemes Act 2026
- 1Introduced1st reading
- 2Main debate2nd reading
- 3Detailed checksCommittee
- 4ChangesReport stage
- 5Final vote3rd reading
- 6Other houseLords or Commons
- 7Becomes lawRoyal Assent
Nothing more. This bill is now law.
Put forward by Liz Kendall, Baroness Sherlock.
Votes so far
| Date | Vote | Count | Result |
|---|---|---|---|
| 28 Apr 2026 | Pensions: changes from the House of Lords | 335 for, 158 against | Agreed |
| 27 Apr 2026 | Pensions: changes from the House of Lords | 279 for, 164 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 277 for, 150 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 271 for, 95 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 273 for, 159 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 275 for, 159 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 269 for, 162 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 276 for, 155 against | Agreed |
| 15 Apr 2026 | Pensions: changes from the House of Lords | 278 for, 158 against | Agreed |
| 3 Dec 2025 | Pensions: a proposed change | 154 for, 303 against | Rejected |
3 older votes not shown. All votes
Votes in the Lords
| Date | Vote | Count | Result |
|---|---|---|---|
| 27 Apr 2026 | Lords vote 6 | 197 content, 129 not content | Agreed |
| 22 Apr 2026 | Lords vote 3 | 234 content, 152 not content | Agreed |
| 20 Apr 2026 | Lords vote 7 | 162 content, 151 not content | Agreed |
| 20 Apr 2026 | Lords vote 6 | 211 content, 150 not content | Agreed |
| 20 Apr 2026 | Lords vote 5 | 216 content, 148 not content | Agreed |
| 20 Apr 2026 | Lords vote 4 | 219 content, 144 not content | Agreed |
| 23 Mar 2026 | Lords vote 5 | 188 content, 155 not content | Agreed |
| 23 Mar 2026 | Lords vote 4 | 198 content, 159 not content | Agreed |
| 23 Mar 2026 | Lords vote 3 | 241 content, 175 not content | Agreed |
| 23 Mar 2026 | Lords vote 2 | 202 content, 225 not content | Rejected |
Full timeline
| Date | Stage | House |
|---|---|---|
| 5 Jun 2025 | 1st reading | Commons |
| 7 Jul 2025 | 2nd reading | Commons |
| 7 Jul 2025 | Programme motion | Commons |
| 7 Jul 2025 | Money resolution | Commons |
| 7 Jul 2025 | Ways and Means resolution | Commons |
| 2 Sep 2025, 4 Sep 2025, 9 Sep 2025 | Committee stage | Commons |
| 3 Dec 2025 | Report stage | Commons |
| 3 Dec 2025 | 3rd reading | Commons |
| 5 Dec 2025 | 1st reading | Lords |
| 18 Dec 2025 | 2nd reading | Lords |
| 12 Jan 2026, 14 Jan 2026, 19 Jan 2026 | Committee stage | Lords |
| 16 Mar 2026, 19 Mar 2026, 23 Mar 2026 | Report stage | Lords |
| 26 Mar 2026 | 3rd reading | Lords |
| 15 Apr 2026 | Ways and Means resolution | Commons |
| 15 Apr 2026 | Programme motion | Commons |
| 15 Apr 2026 | Consideration of Lords amendments | Commons |
| 20 Apr 2026 | Consideration of Commons amendments and / or reasons | Lords |
| 22 Apr 2026 | Consideration of Lords message | Commons |
| 22 Apr 2026 | Consideration of Commons amendments and / or reasons | Lords |
| 27 Apr 2026 | Consideration of Lords message | Commons |
In the bill’s own words: A Bill to make provision about pension schemes; and for connected purposes.
Source: Parliament Bills API · Commons votes from the Commons Votes API.